:root{
  --navy:#141a32;
  --navy-2:#1b2342;
  --gold:#c79810;
  --gold-2:#e0b53d;
  --ink:#1a1a1a;
  --paper:#ffffff;
  --muted:rgba(255,255,255,.65);
  --muted-dark:rgba(20,26,50,.65);
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Inter',sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
h1,h2,h3,.wordmark{font-family:'Lexend',sans-serif}
.container{max-width:1080px;margin:0 auto;padding:0 24px}

/* header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 24px}
.wordmark{color:#fff;font-weight:700;letter-spacing:.12em;font-size:16px}
.wordmark span{color:var(--gold-2);font-weight:400}
.wordmark.small{font-size:13px}
nav{display:flex;gap:28px;align-items:center}
nav a{color:var(--muted);text-decoration:none;font-size:14px;font-weight:500}
nav a:hover{color:#fff}
.nav-cta{background:var(--gold);color:var(--navy)!important;padding:8px 18px;border-radius:4px;font-weight:600}
.nav-cta:hover{background:var(--gold-2)}

/* hero */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:110px 0 90px;text-align:left}
.kicker,.section-kicker{color:var(--gold-2);text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:600;margin-bottom:18px}
.hero h1{font-size:48px;line-height:1.15;font-weight:700;margin-bottom:24px;max-width:820px}
.lede{font-size:19px;color:var(--muted);max-width:680px;margin-bottom:36px}
.btn-gold{display:inline-block;background:var(--gold);color:var(--navy);font-family:'Lexend',sans-serif;font-weight:600;font-size:16px;padding:14px 32px;border-radius:4px;text-decoration:none}
.btn-gold:hover{background:var(--gold-2)}
.hero-sub{margin-top:22px;font-size:14px;color:var(--muted)}

/* proof */
.proof{background:var(--navy);color:#fff;padding:80px 0;border-top:1px solid rgba(255,255,255,.08)}
.proof h2{font-size:32px;margin-bottom:16px}
.proof-copy{color:var(--muted);max-width:640px;margin-bottom:40px}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-bottom:28px}
.stat{border-left:3px solid var(--gold);padding-left:18px}
.stat-value{display:block;font-family:'Lexend',sans-serif;font-size:34px;font-weight:700;color:var(--gold-2)}
.stat-label{font-size:13px;color:var(--muted)}
.fine{font-size:12px;color:rgba(255,255,255,.4);max-width:760px}

/* approach */
.approach{padding:90px 0;background:#fff}
.approach h2,.assets h2,.process h2{font-size:32px;color:var(--navy);margin-bottom:40px}
.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.card{background:#f7f7f9;border-radius:8px;padding:32px;border-top:3px solid var(--gold)}
.card h3{color:var(--navy);font-size:19px;margin-bottom:12px}
.card p{color:var(--muted-dark);font-size:15px}

/* assets */
.assets{padding:90px 0;background:var(--navy);color:#fff}
.assets h2{color:#fff}
.asset-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.asset{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:8px;padding:32px}
.asset h3{color:var(--gold-2);font-size:19px;margin-bottom:12px}
.asset p{color:var(--muted);font-size:15px}

/* process */
.process{padding:90px 0;background:#fff}
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.steps li{position:relative}
.step-num{font-family:'Lexend',sans-serif;font-size:40px;font-weight:700;color:rgba(20,26,50,.12)}
.steps h3{color:var(--navy);font-size:18px;margin:6px 0 10px}
.steps p{color:var(--muted-dark);font-size:14px}

/* contact */
.contact{padding:90px 0;background:linear-gradient(180deg,var(--navy-2) 0%,var(--navy) 100%);color:#fff;text-align:center}
.contact h2{font-size:32px;margin-bottom:18px}
.contact p{color:var(--muted);max-width:560px;margin:0 auto 36px}

/* featured / masthead strip */
.featured{background:var(--navy);padding:40px 0 56px;border-top:1px solid rgba(255,255,255,.08)}
.featured-label{text-align:center;color:var(--muted);text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:600;margin-bottom:26px}
.masthead-strip{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px 44px}
.masthead-strip li{font-family:'Lexend',sans-serif;font-weight:600;font-size:18px;color:rgba(255,255,255,.82);letter-spacing:.01em;opacity:.9}

/* team */
.team{padding:90px 0;background:#f7f7f9}
.team h2{font-size:32px;color:var(--navy);margin-bottom:16px}
.team-intro{color:var(--muted-dark);max-width:680px;margin-bottom:44px;font-size:16px}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.team-card{background:#fff;border-radius:10px;padding:32px;border-top:3px solid var(--gold);box-shadow:0 1px 3px rgba(20,26,50,.06)}
.team-photo{width:96px;height:96px;border-radius:50%;object-fit:cover;object-position:top center;border:3px solid var(--navy);margin-bottom:18px;background:#e9e9ee}
.team-photo.placeholder{display:flex;align-items:center;justify-content:center;font-family:'Lexend',sans-serif;font-weight:700;font-size:38px;color:var(--gold);background:var(--navy);border-color:var(--gold)}
.team-card h3{color:var(--navy);font-size:21px;margin-bottom:4px}
.team-role{color:var(--gold);font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:14px}
.team-bio{color:var(--muted-dark);font-size:15px}

/* reviews */
.reviews{padding:90px 0;background:#fff}
.reviews h2{font-size:32px;color:var(--navy);margin-bottom:16px}
.reviews-intro{color:var(--muted-dark);max-width:700px;margin-bottom:44px;font-size:16px}
.reviews-intro strong{color:var(--navy)}
.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#f7f7f9;border-radius:8px;padding:26px;border-left:3px solid var(--gold)}
.review p{color:var(--ink);font-size:15px;font-style:italic;margin-bottom:16px}
.review cite{color:var(--navy);font-weight:600;font-style:normal;font-size:14px}
.reviews-cta{margin-top:32px}
.reviews-cta a{color:var(--gold);font-weight:600;text-decoration:none;font-size:15px}
.reviews-cta a:hover{color:var(--navy)}
.reviews .fine{color:var(--muted-dark);margin-top:16px}

/* faq */
.faq{padding:90px 0;background:var(--navy);color:#fff}
.faq h2{color:#fff;font-size:32px;margin-bottom:40px}
.faq-list{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.faq-item{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:8px;padding:28px}
.faq-item h3{color:var(--gold-2);font-size:17px;margin-bottom:10px}
.faq-item p{color:var(--muted);font-size:14px}

/* footer */
footer{background:#0e1322;color:var(--muted);padding:48px 0}
.footer-inner{display:flex;flex-direction:column;gap:10px;font-size:13px}
footer a{color:var(--gold-2);text-decoration:none}
footer .fine{color:rgba(255,255,255,.3);margin-top:12px}

/* responsive */
@media (max-width:860px){
  .hero h1{font-size:34px}
  .stat-row,.card-grid,.asset-grid,.steps,.team-grid,.review-grid,.faq-list{grid-template-columns:1fr 1fr}
  nav a:not(.nav-cta){display:none}
}
@media (max-width:560px){
  .stat-row,.card-grid,.asset-grid,.steps,.team-grid,.review-grid,.faq-list{grid-template-columns:1fr}
  .masthead-strip li{font-size:15px}
  .hero{padding:70px 0 60px}
}